LifePoint Health is proud to offer a comprehensive benefits package generously subsidized by the facility. Benefits are available for full-time employees and part-time employees. Benefits include:
Employees have a choice of three different health plans; each designed to provide competitive healthcare coverage to employees and eligible dependents. While each plan covers the same services, they differ by offering varied co-pays, out of pocket maximums and premium contributions, providing employees with choices that allow them to select the best plan to meet their family’s needs. Our medical plans also provide extensive prescription drug coverage, with options for local pharmacy fulfillment or more conveniently through mail order services that include online services.
Employees enrolled in a medical option may earn incentives in the form of medical premium discounts for completing the wellness program.
Health Savings Account
Employees selecting HDHP Planand who qualify under IRS rules may also contribute to a Health Savings Account (HSA) with pre-tax dollars up to the maximum annual IRS limit. The HSA is used to pay for eligible healthcare expenses such as deductibles, copays, vision and dental care. Any balance in the account at the end of the plan year will roll over to the next year, allowing the account holder to accumulate money on a pre-tax basis to offset medical expenses in the future.
Healthcare and Dependent Care Flexible Spending Accounts
Employees can save money by contributing to a Flexible Spending Account (FSA) up to the maximum annual IRS limit with pre-tax dollars. The Healthcare FSA can be used for eligible out-of-pocket healthcare expenses such as deductibles, copays, vision and dental care for individuals who select either of the PPO health plans. The Dependent Care FSA can be used for expenses such as daycare for children and/or senior dependents (regardless of the selection of your medical plan). The balance in either a Healthcare or Dependent Care account does NOT roll over each year and must be used for expenses incurred within the same plan year.
A comprehensive dental PPO is offered which provides coverage for preventative and diagnostic dental services, basic services, major services, as well as adult and child orthodontia.
Our vision plan provides coverage for yearly eye exams and contact lenses or glasses and discounts on sunglasses and other eye health services.
Short Term Disability (STD) benefits are provided at no cost to full-time associates. Part-time associates are eligible to purchase on a voluntary basis. STD insurance replaces 60% of your income if you become partially or totally disabled for a short period of time. Since the premiums are paid with post-tax dollars, benefit distributions are non-taxable.
Long Term Disability (LTD) benefits are provided at no cost to full-time associates. LTD insurance replaces 60% of your income if you become partially or totally disabled for an extended period of time. Since the premiums are paid with post-tax dollars, benefit distributions are non-taxable.
Basic Life and Accidental Death and Dismemberment Insurance
The facility provides Basic Life and Accidental Death and Dismemberment (AD&D) Insurance equal to the employee’s annual base salary (subject to maximum limits) at no cost to full-time employees working 32 or more hours per week.
Supplemental Life and AD&D Insurance
Employees may purchase additional supplemental life insurance up to seven times their annual base salary or to a maximum of $2.5 Million, whichever is less (subject to evidence of insurability). Supplemental AD&D insurance is also available up to ten times annual base salary or $2.5 Million, whichever is less.
Spouse Life and AD&D Insurance
Employees may purchase life insurance on their spouse up to $150,000 (subject to evidence of insurability). Spouse AD&D is available up to $500,000.
Child Life and AD&D Insurance
Employees may purchase life insurance on their children up to $10,000 each and AD&D up to $50,000.
Employee Assistance Program and Work Life Services
Employee Assistance Programs (EAP) and Work Life Services are provided at no additional cost to the employee, offering many confidential resources to both employees and those in their household on a wide array of issues including:
- Unlimited telephonic counseling and up to three face to face visits with a counselor for issues such as emotional problems, substance dependency, stress, anxiety, depression, family/marriage problems, etc.
- Financial Information and Resources
- Legal Information and Consultation
- Tips for disaster planning
- Work/Life Balance counselors assist with day-to-day challenges such as finding apartments for college students, dependent care providers, camps or schools for children, repair services on weekends and a host of other services to make life easier.
Travel Assistance Program
24/7/365 travel assistance is available when you are traveling internationally or long distances for medical services, travel services, safety concerns and financial services.
Beneficiary Support Services
In the event of the loss of a loved one, this service provides telephonic grief counseling, face to face grief counseling and consultation, memorial planning assistance, etc.
401(K) Retirement Plan
Available to employees upon hire, employees choose from several investment options making contributions with pre-tax dollars, thus reducing their taxable income. You may be eligible for discretionary company match following six months of employment.
Several discount programs are offered to employees including:
- Discount for cell phone service through AT&T, Sprint and Verizon
- AAA Membership
- Tickets at Work for discounted tickets to theme parks, attractions, shows, movies, etc.
- Corporate Shopping discounts for over 100 online retailers
For information regarding the generous holiday and time off programs, please contact the facility’s local Human Resources Representative.
The following voluntary products are offered:
- Critical Illness with HIV/Hepatitis B Rider
- Spouse Critical Illness
- Group Accident with Sickness/Hospital Rider